Free tool · cost risk

What is the chance this project blows its budget?

A budget is a promise. If your cost estimate is uncertain, overrunning the budget isn’t a maybe — it has a measurable probability. Know it before you commit to a number you can’t defend.

The answer

With a budget of 18,000 USD against an expected cost of about 14,500 USD, you have about a 5.3% chance of going over budget. Cost stays at or below 18,000 USD in only about 94.7% of outcomes.

Cost estimate & budget

label only — no rates

Results

Probability cost > budget
5.3%
Your budget
18,000 USD
Cost you can expect to stay at or below at each confidence (normal approximation)
ConfidenceP50P80P90P95
Cost level 14,500 USD 16,324 USD 17,277 USD 18,064 USD

If your budget lands below the P80 figure, more than 20% of outcomes exceed it. A “safe” budget is one that clears the confidence you actually need.

Formula

P(cost > budget) = 1 − Φ((budget − mean) / σ)

cost at P = mean + z·σ,  with mean = (O + 4M + P)/6,  σ = (P − O)/6

Normal approximation: probabilities use a normal approximation to a Beta-PERT cost estimate — a fast, honest single-estimate shortcut.

Related tools

One budget and one cost distribution is a start. When many tasks and risk events compound, the real overrun risk is higher — model it properly in the full app, or see the methodology.